Fair Lending / CRA Specialist - Corporate Compliance - Minneapol

Job Description
Assists the Corporate Compliance Department with the administration of an effective fair lending and/or CRA self-monitoring program.  Generates standard and special purpose reports for analyzing the bank’s CRA and/or fair lending performance.  Conducts periodic tests of transactions and policies, procedures and practices to monitor the level of compliance with fair lending laws.
 
Generates standard and special purpose fair lending or CRA data analysis reports, using CRA and/or Fair Lending software. Performs fair lending/comparative file reviews or other FFIEC fair lending examination procedures to determine the level of compliance with fair lending laws. Documents the results of review, including apparent violations of laws, regulations, and exceptions to policy. recommends corrective action. Documents standard operating procedures for conducting data analysis and file reviews or other reviews, maintaining work papers and issuing reports. Assists in the review of new or modified bank products and all changes in policies, procedures systems, and controls.  Maintains current awareness of legislative developments and a working knowledge of state and federal laws and regulations as they relate to consumer compliance, including fair lending and CRA.  Ability to research, analyze and communicate the impact of these provisions on bank operations, including policies, procedures, new and existing products, forms, advertising and promotional materials with assistance from a supervisor, as necessary. Researches fair lending and CRA issues, provides interpretations and clarifications to bank personnel (in conjunction with the Compliance Manager, CRA or Fair Lending Analyst, General Counsel and Director of Corporate Compliance). Writes and edits written materials (e.g. status reports, policies, procedures, programs, committee agendas, meeting materials, committee minutes, etc.).  Assists the Corporate Compliance staff with other duties (including administrative duties) and projects, as required. Tracks the receipt of periodic reports and pricing changes from management, follows up on delinquent items as necessary.  Retains records in accordance with the record retention schedule and maintains the inventory of fair lending related electronic and hard copy files.
Job Requirements
Four-year college degree or equivalent job-related experience. At least two years of compliance-related experience as an auditor or file reviewer. Experience as an underwriter, loan closer, loan processor, or lender is also acceptable.  Superior understanding and competency with variety of software: Word and Excel.  Knowledge of banking, the internal structure of a bank, elements of bank operations and services. Excellent written and verbal communication skills required.  Solid interpersonal skills necessary to interact with bank employees, and management.  Organizational skills needed to handle work in an efficient manner.  High degree of initiative and strong ability to meet principal accountabilities with limited direction and oversight.  
Preferred Qualifications       
College courses in statistics. One to three years of database management experience or experience with loan origination or loan servicing systems as an analyst or programmer. Understanding and competency with variety of software: Access or Oracle Discoverer.   About TCF Bank
TCF Bank is affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota.  We have banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota.
 
Our goal is to be the most convenient bank in the markets we serve.  We are looking for employees who value honesty, integrity, ethical behavior, and putting The Customer First.  If you have those traits, we invite you to apply at TCF Bank.
 
Benefits
TCF Bank encourages open employee communications and promotes from within whenever possible. We offer competitive pay and a comprehensive benefits package that includes medical, dental, 401(k), life insurance, and paid time off. In addition, TCF Bank also offers health care/dependent care spending accounts, short and long term disability, tuition reimbursement, and an employee referral reward program.
 
 
All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, or other status protected by applicable law.



Benefits include: Comprehensive medical benefits Coverage for dependent children and spouses Nurse Line Healthy pregnancy programs Dental benefits coverage for eligible dependent children and spouses Flexible Spending Accounts for medical and dependent care Basic life insurance - additional life insurance is available for the employee, spouse and dependents Short and long-term disability insurance Accidental death and dismemberment insurance Paid vacation (or Paid Time Off) Paid holidays Additional benefits: Free assistance for employees and their families to deal with issues of daily living Health Club discounts Child Care Discounts Discounted transit passes (certain states) Employee referral reward Tuition Reimbursement TCF Retirement ProgramThe Employee Stock Purchase Plan (401k) helps employees build secure retirement goals. It features immediate eligibility and company match after one year of service.



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