Dealer Services Representative

Employee Type :  Full-Time Industry :  Banking - Financial Services
Credit - Loan - Collections
Accounting - Finance Manages Others :  No Job Type :  Admin - Clerical
Finance
Banking Education :  High School Experience :  Not Specified Post Date :  5/30/2012 Contact Information Ref ID : DSR - GA  Description

The evaluates financial credit data and completes a credit investigation process to assure compliance with state and federal laws and Company credit standards. This team member has contact with automobile dealers, customers and credit references sources. This team member manages branch communications traffic and serves as administrative assistant to the Assistant Area General Manager and the Area General Manager.

JOB DUTIES      

Responsible for calculating income of an applicant prior to a contract being funded

Responsible for verifying employment, residence and insurance on every contract

Will Conduct phone interviews with customers

Communicate with dealers on missing stipulations and documents

Review applications for tolerance rule variances. Route to person of proper level of authority.

Assist Lien perfection Department on title issues.

Assist in handling incoming phone traffic and route calls appropriately.

OTHER IMPORTANT DUTIES

Communicate all funding verification problems to Area General Manager as soon as issues are uncovered.

Assist other members of the branch to complete assignments to meet branch goals and objectives.

 Requirements

Knowledge

Knowledge of the credit application verification process and its related documents. Knowledge of credit laws and regulations and should have knowledge of computer operations. Basic understanding of the credit bureau, debt to income information, data on credit application and verification process.

Skills

Good oral and written communication skills, basic mathematical skills and good investigative and customer service skills. Possess the ability to read and understand credit applications. Friendly attitude and excellent interpersonal skills Superior work ethic Possess the skills necessary to operate normal office equipment.  Bilingual helpful. 

Experience

Experience in finance/credit related industry, funding preferable. High school education required.

Work Conditions

Normal office environment.  Occasional Saturday hours.

 

Exeter Finance Corp.  Background 

Exeter Finance Corp. is a non-prime auto finance company specializing in purchasing and servicing of auto finance contracts from select franchised auto dealers throughout the United States.  Exeter Finance Corp. was founded in 2006, and is headquartered in Irving, Texas and is an Equal Opportunity Employer.  For more information, visit www.exeterfinance.com.

View the Original article